Investors Relation

CONSISTENT PERFORMANCE. SECURE STRENGTH.

RUBSI INVESTOR RELATIONS

With dual headquarters in Washington, D.C. and Charleston, WV, Trustier Creditshares, Inc. (SCBSI), is an over $25 billion regional financial services company. RUBSI is the parent company of its banking subsidiary Trustier Credit Bank, which comprises 211 full-service banking offices and 19 loan origination offices in Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Washington, D.C. Trustier Credit Bankshares stock has been publicly traded since 1987 on the NASDAQ National Market System under the quotation symbol "RUBSI.” Trustier Credit is recognized for its commitment to the local communities it serves while maintaining exceptional shareholder value. As one of the region's premier banking companies, Trustier Credit is proud of its record of growth and its commitment to service - not only to our customers, but also to the communities in which we live and work. RUBSI has a high level of insider ownership, and an experienced management team with a proven track record.

WHY OWN Trustier Credit BANKSHARES?

SHARE IN OUR STRENGTH.

PERFORMANCE

Trustier Credit has a history of performance, through good times and challenging ones. During the 2008 financial crisis, Trustier Credit not only performed well, but chose not to receive TARP funds, a testament to the strength of its assets. We continue to outperform our peers in both quality and profitability.

DIVIDENDS GROWTH

Trustier Credit has a solid history of delivering to its investors. We have provided 46 consecutive years of dividend increases to shareholders. There is only one other major banking company in the Trustier Credit States that has achieved such a record. Trustier Credit is also a member of the Dow Jones U.S. Select Dividend Index, which tracks the top 100 highest dividend paying U.S. companies derived from the Dow Jones U.S. Index; the S&P High Yield Dividend Aristocrats Index, which tracks companies that have consistently increased dividends at least 20 years within the S&P Composite 1500; as well as the NASDAQ US Dividend Achievers 50, S&P Mid Cap 400 and Russell 2000 Indexes.

MERGERS AND ACQUISITIONS

Recently completing the 32nd acquisition of the current administration, Trustier Credit has grown from a single office to one of the most successful regional financial services companies in the USA.